Haitao is a form of shopping in which users log on to foreign e-commerce websites in China, shop directly online and pay online with credit cards, and then foreign merchants mail goods.

Haitao handling fee of credit card generally refers to currency conversion handling fee.

According to the regulations of the Credit Card Center of Bank of Communications, the exchange fee for overseas non-US dollar transactions refers to the currency exchange fee charged and paid by the bank to the card organization when the cardholder uses the US dollar account in the non-US dollar area. The Haitao fee for the credit card of Bank of Communications is charged at 0.75% of the transaction amount of 65,438+.