1. To apply for a credit card, you must be an adult with an ID card and a work unit, because you have to provide proof of work before you can apply.

2. Prohibited industries include drivers, security guards and entertainment places. The restricted industries are waiters, shopping guides, haircuts, etc. College degree or above can also be handled. The credit card limit will be determined according to the academic qualifications you provide and the nature of the income unit. If you want to increase the quota, you'd better provide provident fund, car property, property certificate and so on.

3. Usually, everyone's quota is below 10,000, and those who provide proof can handle 10,000-50,000. If the luxury car certificate (about 300,000 yuan) and real estate (120 square meters or more) are provided, the amount will be appropriately relaxed (between 500,000 yuan and 300,000 yuan).

4. The general repayment date is 50 days, and the difference between billing date and repayment date is 18 days. If you can't pay the bill for the time being, you can make the bill in installments, just like installment payment, that is, you have to pay a handling fee every month.

The general interest rate is 5% per day from the day you swipe your card. If you can't repay the loan within three months, you will have a bad credit record and you can't borrow money from this bank within five years, so you need to be careful when using the card.

note:

1. The packaging company is looking for (network technology, e-commerce emerging energy technology company) and does not sell it.

Someone should answer the phone of the company and give a clear answer.

3. Allocate welfare housing for people who have no real estate.

4. The stay time should be at least 6 months. If you work for one year, you'd better fill in the residence time of one and a half years.

The immediate family members depend on whether they are married or not. If married credit information needs to be updated, they should fill in their spouse, if they are married, their parents, if they have no parents, their cousins, and if they have no friends, their colleagues.

6. The credit card address must be filled with the company address, and the difference between the company address and the home address is 20 points.

7. Don't fill in the positions of marketing and sales, but fill in the positions of management, administration and personnel.

8. When the bank calls back, you need to record all the information you filled in before, but you can't remember that the signal is bad and so on. Call again later to get the information. When you ask for your ID number, you must remember that you can't make mistakes or find a job. Whether there is or not, we should say it according to the information. You can't say you are looking for a job and so on. If you ask if you filled in the information yourself, the answer is definitely yes.