The application conditions for China Merchants Bank Gold Credit Card are as follows:
1. The applicant’s average monthly income is above RMB 4,000 or the equivalent in foreign currency, the overall credit status is good, and there is no bad credit record ;
2. The cumulative consumption amount of China Merchants Bank credit card holders in the past year has reached RMB 10,000 or the equivalent in foreign currency (excluding occasional large purchases such as car purchases and house purchases or production and business consumption), and Customers who have made purchases 6 times in the past year.
You only need to meet one of the above conditions to apply for China Merchants Bank Gold Card.
The difference between China Merchants Bank ordinary card and gold card:
1. Ordinary card limit is 3,000 yuan to 10,000 yuan; gold card limit is 10,000 yuan to 50,000 yuan;
2 , Ordinary cards enjoy discounts at special merchants; while gold cards have no discounts;
3. Gold card customers’ credit card consumption mode is set to consumption with signature, and 48 hours before the customer discovers that the credit card is lost and reports the loss, an incident occurs China Merchants Bank will compensate for the loss of stolen credit card funds, with an annual total of 15,000 yuan; for ordinary cards, the total loss is 10,000 yuan.