Henan Hot Purchase Platinum IC Credit Card, the annual fee is: 580 yuan as the main card and 300 yuan as the auxiliary card. Annual fee is free for spending or withdrawing 10 cash (unlimited amount) by credit card every year.

General online transactions, telephone authorization, physical store credit cards, cash withdrawal, merchants' Alipay, WeChat payment, etc. All meet the requirements of annual fee reduction, so we usually have a meal, go shopping, visit a supermarket and buy something online, all of which are done inadvertently.