First, call the customer service hotline 95511 to apply for cancellation. The second is to bring your ID card and white slip card to any outlet to apply for cancellation. Baitiao card is a credit card. If you want to cancel it, you usually need to apply at the bank counter. You can unbind it from WeChat and Alipay, and do not use Baitiao points card.

Currently, only some users are eligible to open Baitiao points card.

Therefore, after users activate the Baitiao sub-card, they can unbind the card in WeChat or Alipay if they no longer want to use it, so that the card will not charge any fees.

JD Baitiao Point Card is actually a WeChat Baitiao service. After receiving the Baitiao Point Card, an electronic bank card of Bank of Shanghai will be generated. Users can enter the bank card number on the WeChat Add Bank Card page to complete the card binding. Can. The limit in the Baitiao points card is the Baitiao limit, which can be paid directly through WeChat, or you can transfer money on WeChat and send red envelopes within a certain limit.

It is not necessary to activate the Baitiao points card. The system does not force you to use it. If you don’t use it, you don’t have to repay it, and you don’t have to worry about the delay in repayment in time, which will affect your personal credit. Users can Decide whether to use it or not based on your actual needs.

Will there be interest if I don’t use Baitiao Fenfen Card?

There is no interest for direct consumption on WeChat using Baitiao Fenfen Card. However, after consumption with Baitiao Fenfen Card, the installment will be defaulted according to the number of installments selected when opening, and installment handling fees will be incurred; using Baitiao Fenfen Card Transferring money and sending red envelopes on WeChat with Fenfen Card will generate interest, with a daily interest rate of 0.05%.

If you neither use the Baitiao Fenfen Card to make purchases nor use the Baitiao Fenfen Card to transfer money and send red envelopes, there will definitely be no interest, because the Jingdong Baitiao quota has not been touched. If interest accrues, That's very strange.