1500 is spread equally to 6 months, and the monthly handling fee+interest should be around 20 yuan. For example, calculated by 20 yuan, it is equal to 1500/6+20=270 yuan = about 270 yuan every month! Paying back the money in advance must be paid off in one lump sum, including 6 months' handling fee and interest, and you should call the bank or go to the bank counter to handle it, otherwise the money you saved in advance is equivalent to ordinary demand deposit and can be withdrawn at any time. Of course, banks also deduct the amount of each issue on time every month!