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What are the necessary and unnecessary conditions for banks to handle credit cards?
Documents required by Industrial Bank: (1) Required documents 1. Identity documents for domestic residents: a copy of the applicant's identity card or military officer's card. Overseas residents: (A and B must be provided at the same time) A. Hong Kong and Macao residents should provide copies of their return certificates, Taiwan Province residents should provide copies of their passports, and other foreigners should provide copies of their passports. B. copy of domestic residence certificate or temporary residence permit 2. Work certificate and acceptance certificate A. Work certificate: copy of work permit or work appraisal certificate or original work certificate stamped with the official seal of the unit. B proof of income: the last three months' payroll record issued by the bank (copy of the payroll card statement) or the copy of the personal income tax withholding certificate or the original proof of income issued by the unit. (2) Other supporting documents (please provide them as much as possible, which will help to improve your credit limit), education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, copy of Industrial Bank's time deposit certificate, any original proof of telephone, water, electricity and gas charges in your current residence in the last three months, and other bank credit card supporting documents (original statements of the last three periods). ☆ Note: If the supporting documents are photocopies, please use A4 copy paper.

Documents required by Guangdong Development Bank: 1. Your identity documents (main card and supplementary card) [such as Chinese resident identity card, military officer's card, passport, etc.]. ].2. Proof of residence [any bills such as water, electricity and fixed telephone charges in the last month-must be in your own name]. Three, the recent three consecutive months of salary passbook [passbook must include the home page, account number and name can be clearly identified]. 4. For a more objective and accurate evaluation, please provide: □ household registration book, □ real estate license, □ driver's license, □ academic certificate, □ professional certificate, etc.

Documents required by Shanghai Pudong Development Bank: 1. A copy of your/the applicant's Chinese identity card. Proof of residence (any water, electricity, coal and telephone bills in the last month-must be your own name). Please provide any of the following three income certificates: 1, bank statement or passbook (bank statement/passbook, etc.) showing the salary income for the last three consecutive months. Show your account number and name) 2. Personal income tax bills for the last three consecutive months. Original income certificate issued by the unit. If you are willing to provide more proof of financial resources, you can provide the following documents: 1, property certificate of your own house 2. Our savings deposit certificate.

Documents required by China Industrial and Commercial Bank: 1. Copy of the applicant's ID card of the main card and the auxiliary card (required). Identity documents refer to one of resident identity cards, military officers' cards, Hong Kong and Macao residents' passes to and from the mainland, Taiwan Province compatriots' passes to and from the mainland and foreign passports. Two, proof of work, such as a copy of the work certificate, the original work certificate issued by the work unit, a copy of the professional qualification certificate, a copy of the professional title certificate. 3. If you provide a copy of ICBC's "wealth management fund" account or a copy of master's or above diploma and degree certificate, it will speed up your card processing process. Applicants who work in a company (enterprise) generally need to provide proof of their own property (copies of their own property ownership certificate, public housing lease agreement or public housing purchase agreement, housing loan contract and other information). 4. In order to process your application as soon as possible and obtain an accurate credit limit, please provide the following financial documents, such as payroll records issued by banks, income certificates issued by units, income tax withholding certificates, driving licenses of your own cars, copies of our time deposit certificates and other materials.

Documents required by Shenzhen Development Bank: 1. Required information: 1, photocopies of the applicant's ID cards of the main card and the auxiliary card, and the originals checked by the bank. 2. Work certificate (choose one of the following): copy of work permit, work certificate issued by the unit, professional title, professional qualification certificate and other materials. 3. Proof of address (choose one of the following): the latest bill for fixed telephone, home address, water and electricity bill or gas bill, etc. 2. If the following financial documents are provided to speed up the examination and approval, improve the credit line 1 and income documents (optional below): a copy of the salary payment record issued by the bank, an income certificate issued by the unit, a bank time deposit certificate, an income tax withholding certificate and other materials. 2. Housing certificate (optional for the following items): a copy of the self-owned real estate license, the down payment certificate of the self-owned housing mortgage and other materials. 3. A copy of your own car driving license.

Documents required by Bank of Communications: 1. Identification documents of your supplementary card applicant (such as ID card, military officer's card, pass or passport, etc.). 2. Proof documents of your residence (such as water and electricity bills, bank/securities/insurance/capital statements, mobile phone bills, household registration book, driver's license, real estate license, rental contract or social security card-must be in your own name) Please provide any of the following five income certificates: 1, payslips for any month in the last three months (such as unpaid payslips) Bank statement/passbook showing your name and income in any month in the last three consecutive months. Monthly statement or account list of Bank of Communications automatic wage transfer in any month in the last three months 4. A salary certificate issued in the name of the company and showing your name (the name of the employer and the official seal of the company are shown at the beginning or end of the certificate) 5. Other supporting documents of the latest individual income tax form: 1. If you are a business owner, please provide a business license showing your name, business name and start date. 2. If you are a non-resident in China, please provide a work contract showing the name and date of your employer. If you can provide the following documents, it will help to speed up the card processing process and increase your credit limit: 1, your valid qualification certificate 2, your own special trade certificate 3, and your own local license plate vehicle license.

Documents required by China Everbright Bank: 1. Photocopy of the identity documents of the applicant for the main and deputy cards, and China citizens' applications for passports or temporary id card as identity documents will not be accepted temporarily. 2. Proof of a fixed residence, such as a copy of the house ownership certificate, a lease agreement for public housing or a payment invoice for commercial housing. Three, work certificate, a copy of the work certificate issued by the unit or the original work certificate. Four. Proof of income, such as the original payroll for the last three months, the original income certificate issued by the unit, the copy of tax payment certificate or the salary record issued by the bank. Five, practice documents, such as teachers' qualification certificate, lawyer's practice certificate, doctor's practice certificate or certified public accountant certificate copy.

Documents required by China Minsheng Bank: 1. Identification documents of the applicant for the main card and the auxiliary card: a copy of the ID card or military officer's card of the domestic personnel; Hong Kong and Macao compatriots-copies of mainland passes and residence certificates for more than one year; Foreigners-copy of passport and residence permit for more than one year; /kloc-supplementary card applicant under 0/6 years old-copy of household registration book. (Please be sure to provide it) Second, the work certificate of the main card applicant: such as the original work certificate issued by the work unit, a copy of the employment contract, a copy of the work permit, etc. (Please provide at least one copy) 3. Income proof of the main card applicant: such as payroll records issued by the bank, income certificate issued by the unit, income tax withholding certificate, etc. (Please provide at least one copy) 4. Financial documents of the main card applicant: such as self-owned real estate license, house mortgage payment certificate, self-owned vehicle driving license, vehicle mortgage payment certificate, car purchase invoice, copy of our time deposit certificate, etc. (It helps to improve the credit rating of the bank to you) V. Proof of residence of the main card applicant: payment vouchers for utilities such as water, electricity and coal in the last three months, payment vouchers for communication fees such as mobile phones or fixed telephones in the last three months, and payment vouchers for cable TV fees and property management fees in the last three months. (Help to improve the bank's credit rating for you) 6. Other supporting documents of the main card applicant: such as a copy of professional title certificate and a copy of professional qualification certificate. (Help to improve your credit rating by the bank)

Documents required by China Bank: the application form, my attached card and a copy of the guarantor's ID card (foreigners need to provide my passport and a copy of a valid residence permit in Beijing, and compatriots from Hong Kong, Macao and Taiwan need to provide a copy of the home visit permit and ID card) and the unit investigation letter should be submitted to the local China Bank. All units and individuals that we think are unfamiliar with credit information must pay a deposit of 5,000-40,000 yuan (the deposit is not used at ordinary times, and the interest is calculated according to time deposits).

Documents required by China Merchants Bank: 1. Copy of the identity certificate of the main card applicant. Please provide a copy of resident ID card for domestic people. (We accept 18-60-year-old domestic people and 25-60-year-old foreigners to apply for master cards) 2. Copy of the identity certificate of the supplementary card applicant. Please provide a copy of resident ID card for domestic people. (We accept/kloc-people over 0/8 years old to apply for supplementary cards) III. Passports of overseas personnel or passes for Hong Kong and Macao residents to and from the mainland, copies of home visit permits or mainland passes for Taiwan Province residents of Hong Kong and Macao and copies of residence permits or temporary residence permits in China. Four. Proof of work, such as a copy of work permit, the original work certificate issued by the work unit, a copy of professional qualification certificate, etc. 5. Financial certificates, such as salary records issued by banks, original income certificates issued by units, income tax withholding certificates, self-owned real estate licenses, etc.

Documents required by CITIC Industrial Bank: 1. Copy of the applicant's identity document (main card and supplementary card). If you are an overseas person, please provide a passport (personal data page and visa validity page), or a passport for Hong Kong and Macao residents to and from the mainland, or a home visit permit for Hong Kong and Macao compatriots, or a copy of a passport for Taiwan Province residents and workers to and from the mainland; 2. Work certification documents, such as a copy of the work permit stamped with the official seal of the unit or the original work certificate issued by the unit; 3. Financial documents, such as: the original income certificate issued by the unit, or the original bank deposit certificate, or a copy of the salary record issued by the bank showing the name of the applicant, or a copy of the income tax withholding certificate, or a copy of its own real estate license, etc. Note: The bank may need you to provide additional documents for approval.