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How to pay off credit card debt, cleverly use bank money to repay the debt

If the limit is too low, the number of card swipes per month will have to be increased, which will require equipment and increase the number of card swipes per day for each card. If the billing date is tight, it will cause delays after repayment. You have to brush it out immediately, so you are more likely to be at risk.

The reserved amount is sufficient, whether it is because we use other money for other purposes, or because we cannot afford relief through this method, this is not difficult to achieve.

The smaller the credit limit, the higher the skill required for playing cards. If you can’t use it flexibly, it may be counterproductive, because using the card to support the card is actually the same as what we say about tearing down the east wall to make up for the west wall. , it’s just a different angle, it’s just whether you can play or not! If you are new to credit cards, I would like to advise you to apply for one or two cards honestly and then repay them according to the regulations. Otherwise, if you apply for multiple cards and cannot stagger the repayment dates, you will end up with a large amount of credit card debt, which is not worth the gain!

Notes on maintaining multiple credit cards

You cannot leave them all empty, so this is a fallback. You must do it. As long as you reserve a part of the money, if something goes wrong, there will be no problem. of salvation.

The purpose of staggering the billing days is to avoid the problem of being swiped immediately after returning the card; it is better to leave the card on the card for one day after returning the card, which is safer.

If you want to finally solve the problem, you must have money and not come in. Therefore, it will become easier and easier to replenish the funds appropriately every month. At least the handling fees incurred must be made up, otherwise it will only become less and less.

Using a card to maintain a card is a technical job. If you do it well, you will be able to achieve your goal. Otherwise, you will get deeper and deeper!