Time for applying for bills by installments: the time limit for applying for bills by installments starts from the day after the bill is issued, and can be applied to the due repayment date+1. For example, customers can apply for bills on the 5th of each month, that is, from June to 24th.
Application time for single consumption by installment: from the date of credit card swiping to the latest billing date, for example, the billing date of the customer is 5 days and the consumption is 23 days, that is, the application can be made from 23rd to 5th of the following month.
After handling the installment business, the installment amount of each installment is that the principal of the installment is evenly distributed to the monthly bill, and if there is any surplus, it will be collected in the first installment; At the same time, the installment fee is also charged for each period, and the rates of different installment fees are also different. If you apply for early settlement of installment business, you need to pay off the outstanding installment balance and unpaid handling fee in one lump sum, which will be included in the minimum repayment amount.
The usage method is as follows:
1) After logging in to the new Pocket Banking APP, click: Credit Card-More-Installment Loan, and apply according to the prompts;
2) Log in to credit card online banking; , through the "financial management by stages" in the operation interface.