Other situations are as follows:
Local inter-bank: the account will be received within one working day at the latest and within half an hour at the earliest. The handling fee is 2 yuan. Online banking generally transfers a sum of 2 yuan, which will arrive at the latest one working day.
Cross-bank in different places: if you go to the counter (transfer money in the card), the handling fee is less than 00,000 65438+5.5, 1? 65438+100,000 10.5 handling fee, that is, segmented procedures. (Cash remittance) 1% handling fee, the highest in 50 yuan. 3 working days at the latest.
Online banking, the general remittance is 2.5%, and the fast instant payment is 6%.
Extended data:
1. Transfer money to individual (including: one card, passbook, credit card) accounts, enterprise and institution accounts of China Merchants Bank in the same city: generally, the account will be received in real time, and no handling fee will be charged.
2. Transfer money to other bank accounts in the same city: if you choose the normal payment method, you will normally receive the account within 2 working days, and no handling fee will be charged; If you choose the fast arrival mode, in general, the funds can arrive in half an hour, and there is no handling fee (professional version MG6.0.3.0 and above can choose the fast arrival mode); If the real-time payment mode is selected, the funds can be paid in real time under normal circumstances, and no handling fee is charged (the real-time payment mode can be selected for professional version MG6.0.3.7 and above); In case of refund, the handling fee is not refundable.
3. Remittance of RMB to individual (including one card, passbook and credit card) accounts, enterprises and institutions of China Merchants Bank in different places: under normal circumstances, the funds will be received in real time; There is no handling fee.
4. I need to provide a self-service transfer agreement for remittance of foreign currency from my China Merchants Bank account (including one card, passbook and credit card): under normal circumstances, the funds will be received in real time; There is no handling fee.
5. Remittance from other bank accounts in different places: If the normal payment method is selected, the funds can be paid within 5 working days under normal circumstances. There is no handling fee. If the fast arrival mode is selected, under normal circumstances, the funds can be received within half an hour, and no handling fee is charged (professional version MG6.0.3.0 and above can choose the fast arrival mode); If you choose the mode of real-time receipt, you can generally receive the account in real time without charge (professional version MG6.0.3.7 and above can choose the mode of real-time receipt). In case of refund, the handling fee is not refundable.
6. Remittance to an overseas bank account: there are three charges: remittance fee, which is 0. 1% of the remittance amount, with the lowest 100 yuan and the highest 1000 yuan; Remittance communication fee is 65438 yuan +050 yuan/transaction; Money change and remittance fee (USD and HKD are charged at 0.8% of the remittance amount, with the lowest 50 yuan RMB, and other currencies are charged at 1% to 3% of the remittance amount, with the lowest 100 RMB, only when the remittance account is cash, but not when the remittance account is cash). There are three ways to distinguish expenses according to the undertaker:
(1) "Ordinary SHA" method: All bank expenses shall be borne by the remitter, and the debit account shall be the RMB account of the remitter (our customer).
(2) "Payee-based" method: All expenses of the Bank shall be borne by the payee, converted into corresponding foreign currency at the exchange rate of the day, and deducted from the remittance principal. The fee waiver enjoyed by our original customers (including but not limited to customers such as gold cards, sunflowers and private diamonds) is no longer valid.
(3) "Remitter": Bank charges at home and abroad are borne by the remitter. We will detain the account banking fee equivalent to $25 (or more), but we will charge the domestic remitter the fees from the transfer bank (if any) and the receiving bank (if any) through our telephone. This option is generally not recommended for customers. When "Remitter's Bank" is selected for the one-card account for remittance to Hong Kong, the bank handling fee equivalent to $25 will not be deducted.
References:
China Merchants Bank _ Online Personal Banking (Professional Edition) Transfer and Remittance Arrival Time and Charge Standard