If you want to give yourself a check with a life attitude, you might as well get a check credit card from Pudong Development Bank, which can make you enjoy very good rights and interests, and you can save a lot of money by using it for shopping or Haitao. So, how to use this credit card is the most cost-effective? Here is to introduce it to everyone. Shanghai Pudong Development Bank Cheque Credit Card is a joint-name card created by Shanghai Pudong Development Bank Credit Card and Temple Library. * * There are two options: UnionPay version and MasterCard version. After the card is activated, you can enjoy multiple benefits, such as a coupon for 1 yuan Temple Library Mall, and a zero handling fee for the third, sixth and twelfth phases of Temple Library Mall. As to how to use the card is the most cost-effective, first of all, you have to swipe your card from its preferential benefits, and secondly, you have to master the time of swiping your card so that you can enjoy a longer interest-free period. For details, please refer to the following: 1. Pay attention to swiping your card according to the preferential benefits, because there are two versions of this credit card, the UnionPay version is naturally swiped in China, and the MasterCard version is good for Haitao. 1 unionpay version: the most cost-effective usage is to buy online from the APP in temple library mall, and then handle the installment business, with handling fee for 3, 6, 9 and 12 installments. If the amount of a single installment reaches 5, yuan before June 3th, you can return to 1 yuan to swipe your card. In addition, if the app shopping in Temple Library Mall is divided into stages on the 2th of each month, you can enjoy the commodity price discount according to the number of stages, which is 3% in 3 and 6 stages, and 6 stages in other time periods. MasterCard can enjoy a long-term and effective rebate reward of 5% when you enjoy Haitao shopping in Leyou. Book a stay at Starwood Hotels and Resorts in Asia Pacific for two nights and pay with MasterCard, then you can enjoy a 2% discount. Five-star hotels designated in China can enjoy a 5% discount for two people when they complete the reservation and payment by swiping their cards in the afternoon tea restaurant.

2. The longest interest-free period for spending on the billing date. The longest interest-free period for Pudong Development Bank check credit card is 5 days, and the shortest is 2 days. The most cost-effective way to spend is to grasp the time of swiping the card. Usually, the interest-free period of credit cards is affected by three factors, one is the swiping date, the other is the billing date, and the other is the last repayment date. If you swipe your card on the day after the bill date, it is the most cost-effective, because you can enjoy the interest-free period of up to 5 days, while swiping your card on the day of the bill date can only enjoy the interest-free period of 2 days. See here, everyone understands. Finally, I would like to remind you that although you can shop at will with the check credit card of Shanghai Pudong Development Bank, you should exercise restraint when using it. After all, the overdrawn money will be paid back sooner or later. For the pickpocket party, the most cost-effective way is not to use a card.