You can apply for a bank card in another place, but you need to pay a handling fee when handling business in another place, so it is best to apply for a bank card at your permanent residence. You can apply for a debit card (credit card) at any bank branch in China. If you meet the income requirements, you can apply for a debit card (credit card). However, you need to go back to the bank where you opened the account to apply for a replacement bank card. All banks have unified regulations.

Extended information:

1. How to cancel bank cards in other places:

1. If the bank card is a debit card, you do not necessarily need to cancel it. Wait until If there is no money in the card, the system will automatically cancel the bank card after a period of time.

2. You can call the corresponding customer service number to help cancel the bank card.

3. Foreign bank cards cannot be canceled locally. You only need to transfer the money in the card to other bank cards or withdraw the funds in the bank card. No economic transactions have occurred with the bank card. It will be automatically canceled after 1 year.

2. Process for applying for bank cards in other places:

1. When applying for a bank card, you must bring your ID card, because when you apply for a card for the first time, you need to deposit some money in the card. Generally, The minimum is about 10 yuan, and it costs about 10 yuan to apply for a card;

2. After entering, find the lobby manager. The lobby manager will usually ask what business needs to be processed. Just tell him that he needs to apply for a bank card and fill in the Just fill in the corresponding form;

3. Generally, larger outlets will have a numbering machine. After the number is queued, people don’t need to stand in line. They just need to wait for the counter to call the number, and go to the numbering machine. , click on the new card opening business you need to handle, take out the slip of paper, it will show your position in line and how many people are waiting in front;

4. When the counter calls your number, go to the counter , hand the completed form and ID card to the bank teller. When applying for the card, you will need to sign and enter a password. The password is a six-digit number. After setting it, you must remember it. This will be your future withdrawal password;

5. After all the procedures are completed, you will get a bank card. If you handle online banking at the same time, you will also get a security card or a USB shield. Just take these things and your ID card and leave.

3. Restrictions on cancellation in other places:

Enabling SMS notification may affect card cancellation in other places. Taking the Agricultural Bank of China in Beijing as an example, one of the conditions for canceling cards in other places is that the SMS notification service is not enabled. Of course, this business can be canceled through online banking and mobile banking.

If you do not have online banking, you can only go back to the place where you originally issued the card to cancel the card. It’s not okay to leave the card alone for a long time after applying for it. China Construction Bank stipulates that if its debit card is not used for three years, it will become a "sleep card" and cannot be canceled in another location.

It is very convenient to pay utility bills with a bank card, but Industrial Bank customer service said that if you have used a debit card to handle withholding and payment services such as utility bill payment and have not canceled it, you cannot cancel it in another place.

If you sign a third-party custody agreement for buying and selling stocks, funds, etc., many banks will require you to cancel the agreement first. The customer service of Agricultural Bank of China, Bank of Communications, and China Merchants Bank all stated that if the debit card has a third-party depository, financial investment, etc. agreement that does not support cross-branch cancellation, the card can only be canceled by returning to the original area where the card was issued.

The conditions of Shanghai Pudong Development Bank, China Everbright Bank, Huaxia Bank, and Bank of Nanjing are relatively loose. Even if the debit card is bundled with third-party custody, payment and withholding, SMS notification and other services, it can generally be processed. Cancellation of cards in other places.

Reference materials:

Can the China Economic Net bank card be canceled in another place? You must know these restrictions