1. Can Minsheng Bank provide provident fund loans?

Yes. Conditions for provident fund loans:

1. The housing provident fund has been paid continuously for more than half a year before application, and the accumulated provident fund payment time is not less than 2 years;

2. The housing provident fund has not been paid off provident fund loan;

3. Have a permanent residence in this city or a valid residence permit;

4. Have a stable career and economic income, good credit, and the ability to repay the principal and interest of the loan .

2. How to apply for Minsheng Bank provident fund personal credit loan?

You can apply at any business outlet of Minsheng Bank.

Loan process: loan application → loan investigation → loan information collection → loan review and approval → loan signing and issuance.

Basic conditions for borrowers

1. A natural person over 25 years old;

2. The borrower has a good credit record;

3 .Have corresponding repayment ability and asset strength;

4. Meet the relevant requirements of our bank for provident fund deposits;

5. Meet other conditions stipulated by our bank.

Information you need to provide

1. Proof of identity and marital status of the borrower;

2. Proof of work income;

3. Materials proving the deposit of provident fund;

4. Materials proving the purpose of the loan;

5. Credit enhancement materials;

6. Information required by our bank Other information.

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3. Conditions and features of Minsheng Bank’s provident fund personal credit loan

Do you know about Minsheng Bank’s “Gongxidai” provident fund personal credit loan? Do you know what "Gongxi Loan" means? Do you know what the application requirements are? What are the advantages of this kind of personal credit loan? Let’s take a closer look ~ Minsheng News The first domestic credit card made of titanium metal, the Minsheng Centurion Black Gold Card, is launched 1. Introduction to “Gongxi Dai” “Gongxi Dai” provident fund personal credit loan refers to the provident fund personal credit loan provided by Minsheng Bank to individuals who meet the criteria. RMB micro-credit loan business issued by natural persons who meet the provident fund deposit conditions for personal consumption purposes. All eligible citizens can apply for credit loans at any of the bank's business outlets with their ID cards and provident fund payment certificates. 2. Basic access conditions (1) Good personal credit record; (2) Continuous deposit of provident fund at the location of the handling bank for more than 1 year (inclusive); (3) Personal monthly deposit amount of 500 yuan or more (inclusive). (4) Citizens who have paid provident funds within Chengdu 3. Product features (1) The maximum loan amount is 500,000 (2) The maximum loan period is 3 years (3) The application procedure is simple, the approval speed is fast, and the consumption uses are wide (4) Press Pay monthly interest and repay the principal upon maturity

4. Can Minsheng Bank convert it to a provident fund loan?

Generally not. This service is determined by the local housing provident fund center rather than commercial banks. For example, take Hubei’s loan-to-provident fund policy.