Many banks' owner cards can provide car rights such as refueling and cashback, which are favored by card friends. Many friends want to get a car owner's card without a car in their name. Will they ask the owner if the credit card is not his own car? This depends on the requirements of the bank. Let's briefly introduce it today.

Is it okay if the owner's credit card is not his own car?

The owner's credit card is a credit card tailored for the owner, and its rights and interests are all centered on automobile services, such as refueling concessions, car washing concessions, automobile maintenance, road rescue services, high accident insurance and so on. Many banks stipulate that in order to apply for the owner's card, in addition to the work certificate, identity certificate and other information, you must also provide your driving license and driver's license.

As we all know, only people who have bought a car can get the driving license, which means that they must have their own car to apply for a credit card. However, there is an exception in some banks. For example, the owner's credit card of Ping An Bank is issued to private car users (non-operating vehicles) aged 20-65 in principle, but they can apply without vehicles.

So, what about the credit card of Ping An car owner?

Ping An Owner's Credit Card is located in the Golden Card, and there are two versions: UnionPay and MasterCard. The annual fee for the first year is 200 yuan, which will be charged directly when the card is opened. If you swipe your card for 30,000 yuan in the first year, the annual fee will be reduced in the second year, and you can provide three exclusive rights, namely special preferential services.

1, 88% discount for refueling and cash back 720: 65438+February 3, 20201. Free consumption of 4 transactions with a total price of 388 yuan in the month, including fast payment, can exceed 10000 gas stations in 50 cities across the country, and enjoy a 28% discount on refueling every day.

2.165438+100000 yuan for vehicle-wide personnel protection: from the day after the first brush, the maximum amount of vehicle-wide personnel accident protection is165438+100000 yuan, including 500000 yuan for driver accident insurance and 65438+1each person in the same vehicle.

3. Free 30 km road rescue service for unlimited times throughout the year, once a day, unlimited days throughout the year.

Can't the owner's credit card be his own car? I hope it will help everyone.