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How to use Nanjing Bank credit card cashback

1. Some of the credit card cashback money is directly returned to the credit card account, and some is put into any bank card under the customer's name.

If the overpayment is returned to the credit card via the original route, the customer can go to the branch counter or ATM to withdraw the overpayment, or transfer the overpayment to other debits through mobile banking, online banking, or credit card APP. Inside the card. Of course, customers can also choose to keep the money in the card, and when they use the card to make purchases later, the excess payment will be used first.

If you return to other bank cards under your name, you can also withdraw or transfer the funds according to the above operations (branch counter, ATM machine, mobile banking, online banking); or you can leave it in the card. .

2. Everyone also needs to pay attention to the fact that regarding credit card cashback, some are in the form of cash; some are in the form of credit cards. If the refund is cash, it can naturally be withdrawn or transferred; if the refund is card credit, it cannot be withdrawn or transferred. Customers can only use the card to make purchases within the specified validity period, and then use the card credit to deduct the corresponding Amount of consumption.

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