Icbc virtual credit card is generally bound to the cardholder's existing credit card. If the cardholder wants to have ICBC virtual credit card, he must have a physical credit card. Cardholders who do not have an ICBC physical credit card can log in to ICBC online banking or go to ICBC business outlets to apply for a physical credit card.
ICBC credit card has all or part of the functions of consumption, installment payment, transfer settlement, cash deposit and withdrawal, etc. As long as the cardholder has full capacity for civil conduct and good credit standing, he can apply for a credit card at ICBC outlets with his ID card and related materials.
After receiving the ICBC credit card, the cardholder needs to activate it. For a credit card with a signature column, he should immediately sign the signature column on the back of the credit card and use the signature in accordance with the regulations when using the card.
When the cardholder activates the ICBC credit card, he can bind the ICBC credit card information in APPLE PAY or Huawei PAY, and then he can use the ICBC virtual credit card for consumption. ICBC's virtual credit card is not an independent virtual credit card and needs to be attached to a physical credit card.