The following are the key points:

1. Recently, credit cards no longer support "recharge" functions, but only "consumption" functions. Please refer to the date mentioned above for details. The date is unknown... I only know that Minsheng Bank is on February 8, 2012. So all direct "recharge" and indirect "recharge" should no longer work (such as recharge, collection, payment functions), Alipay can only compare Our imagination is stricter and will not leave too obvious loopholes. So you don’t have to think about this path.

2. What you said, "Taobao Mall credit card payment currently only supports Bank of China" is purely g. Pull g order. (Homophony). As long as it is a credit card supported by Alipay, it can be used for Taobao's "credit card payment".

Do you mean to apply for a "Taobao card"? Can you do it or not?" "Taobao Card" and whether it can be paid with a credit card are two different things. "Taobao Card" at most has more special feedback policies related to online payment than ordinary credit cards. For example, online payment has points, and the points can be directly exchanged for Jifenbao, etc. .

Don’t apply for Bank of China’s advice. Big banks have strict review procedures, so it’s better to apply for CITIC’s. Industrial Bank also has Taobao cards, and Guangfa seems to have them too.

3. I don’t know about credit card applications. It’s not a special rule of Bank of China. Judging from my experience in applying for a bank card (I just applied for a Bank of Communications credit card recently) and the information I got from chatting with those who are promoting credit cards in hypermarkets, you can actually bring your ID card and fill out the bank credit card. The application form, a stable job, filling in the necessary work unit name and phone information, the necessary procedures are enough!!!!!! It is indeed enough. At most, you can bring a credit card from another bank (if you have one), The bank will write down the card number (or make a copy of the credit card). Proof of income is optional. If you don’t provide it, the bank will also have to review your income. The process is just a little more complicated (the complexity is also complicated by the bank itself, and you are actually more Simple), the bank can see your salary account flow during the review process. The general review process is, at best, calling your company or petitioning to verify whether there is you in the company.

4. If After all the above, if you feel that the problem still cannot be solved, it is recommended that you bypass these thresholds and discuss with the seller to split it into 2 orders, each of which is within your credit card payment limit (preferably less than 90% of your credit card overdraft limit) Insurance). For you, it’s just a notebook 2-to-1 transaction. It depends on the negotiation result between you and the seller. This is the easiest (for you).

Finally, since you don’t have Credit card, why do you have to use a credit card? For me, the meaning of using a credit card:

First of all, you can enjoy the interest-free period of about 1 month and use the money saved to earn interest, but you can earn 5,000 faster Have you calculated how much interest you can earn on money per month?

Secondly, you can earn points, but roughly calculating 1,000 credit card points equals about 2 yuan.

You can accumulate points again. Personal credit. You are planning to swipe your friend’s card, so what you accumulate is not your own new use. Why bother others if it is not good for you.

To sum up, if you can solve it If you have a problem applying for a credit card, congratulations, you can get a little profit.

If you can't apply for your own credit card, you can just spend money directly.

Supplement: New cards are the best Let’s calculate the time for quick card issuance as 1.5 months. It’s too long. I hope it’s too late.