First, the platinum installment credit card of China Merchants Bank will not generate an annual fee if it is not activated. Cardholders can enjoy free annual fee for the first year. If the main card spends 80,000 yuan a year and swipes the card 20 times, the annual fee in 800 yuan can be reduced or exempted in the following year. If the secondary card spends 30,000 yuan a year and swipes the card 10 times, the annual fee in 300 yuan can be reduced in the following year, and the first two secondary cards are free for life.

Second, the automatic installment amount of China Merchants Bank Platinum installment credit card can also enjoy double points feedback, that is, two standard points of China Merchants Bank can be accumulated for each automatic installment in 20 yuan, and points are not accumulated for the original transaction of credit card consumption and the preferential activities of early settlement of part of the amount.

Third, in addition, the card can also enjoy the bonus points program, worry-free travel experience, golf, health care, exclusive secretarial services and other activities. For details, the cardholder can refer to the card guide mailed with the card or consult the credit card customer service of China Merchants Bank.