What is the general postal credit card limit?
It mainly depends on the income and assets of the card holder, and the specific bank regulations. The limits of various cards are listed below for reference:
1. The general card limits of Postal Savings Bank of China credit cards are 2,000 to 50,000.
2. The limit of Postal Savings Bank of China Credit Card Gold Card is less than 100,000.
3. The credit limit of the Postal Savings Bank of China Platinum Credit Card ranges from 100,000 to one million, and the required financial proof is such as: large time deposit certificate + real estate certificate + vehicle driving license + business license, etc.
The Postal Savings Bank of China was officially established on March 20, 2007. It is the fifth largest bank in China and a state-owned commercial bank established on the basis of the reform of the postal savings management system. Postal Savings Bank of China inherited the postal financial business operated by the former State Post Bureau and China Post Group Corporation and the resulting assets and liabilities.
What is the approval limit for Postal Savings Bank’s gold credit card?
1. The limit for China Postal Bank’s gold credit card is generally between 10,000 yuan and 100,000 yuan. Of course, this is not It’s fixed and mainly depends on the applicant’s personal conditions. The credit limit obtained when a cardholder applies for a Postal Savings Bank credit card for the first time is mainly based on a comprehensive score based on the information filled in when applying for the credit card and the relevant supporting documents provided.
2. If there is a large consumption demand in a short period of time, the principal cardholder can call the bank's credit card customer service hotline to request a temporary limit increase. If the conditions for temporary limit increase are met, the request will be made within 24 hours. Temporary quota adjustment can be achieved.
3. When there is a need to increase the credit limit, the principal cardholder can call the credit card customer service hotline, and the bank will promptly handle your permanent limit increase request based on your credit card status and credit standing.
The detailed application information is as follows:
1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel need to provide a copy of the military ID card pieces.
2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or it can be promoted A copy of the work permit/plate that has been verified by the original and marked by the employee.
3. Proof of financial resources: It can be salary records issued by banks, or income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/bank time deposit certificates) Photocopy) and other documents that can prove your financial level.
4. Other documents available for reference include: social insurance personal account list in the past 6 months, water and gas bills, credit card bills from other banks, etc.
What is the limit for applying for a postal credit card (credit card) online?
It mainly depends on the income and assets of the person applying for the card, and the specific bank regulations. The limits of various cards are listed below for reference:
1. The general card limit of Postal Savings Bank of China credit card (debit card) is 2,000 to 50,000.
2. The limit of the Postal Savings Bank of China credit card (credit card) gold card is less than 100,000.
3. The credit card (debit card) of China Postal Savings Bank Platinum Card has a limit ranging from 100,000 to one million. The required financial proof is such as: large time deposit certificate + real estate certificate + vehicle driving license + enterprise Business license, etc.
What is the limit of a postal savings credit card? Click here to check the limit
Postal Savings Bank has many customers and has always been liked by many people. Many people will consider Postal Savings Credit Card as one of their choices when applying for a credit card. Of course, when people apply for a credit card, they are most concerned about It's the credit card limit. So, what is the limit of a postal savings credit card? How to check the quota?
What is the limit of a postal savings credit card?
1. Regular Card
The limit of the Postal Savings Credit Card is between RMB 2,000 and RMB 5,000. According to reports from most netizens, the limit of their regular cards approved by banks is generally around RMB 3,000 to RMB 10,000.
2. Gold Card
The limit of the Postal Savings Credit Card Gold Card is less than RMB 100,000. According to most netizens, when they apply for a gold card, the amount approved by the bank is mostly around RMB 10,000 to RMB 50,000.
3. Platinum Card
The limit of Postal Savings Credit Card Platinum Card ranges from 100,000 to one million yuan.
In fact, these are just a general range of postal savings credit card limits. The specific limit must be determined based on the applicant's various circumstances.
How to check the limit of Postal Savings Credit Card
1. Branch query
You can bring your ID card and credit card to the branch of Postal Bank for query.
2. Online banking inquiry
You can log in to Postal Bank's online banking, click to enter the "Credit Card" page, select "Credit Card Management" and click "Account Information" to query the limit.
3. Customer Service Telephone Inquiry
You can call the Postal Savings Bank’s customer service hotline at 95580 or 400-889-5580 and enter relevant information according to the voice prompts to inquire.
The above is a summary of the relevant information about the postal savings credit card limit and how to check the limit. The limit of the Postal Savings Bank is okay. If you want to get a high limit, prepare more when applying. Documents proving assets and financial resources.
This concludes the introduction to the general credit limit of Postal Savings Credit Card and the maximum credit limit of Postal Savings Bank. Did you find the information you need?