Proof of submission: 1, ID card (required); 2. Work certificate or income certificate; 3. Proof of assets such as real estate and vehicles under the name of the individual; 4. Social security; 5, other bank credit cards and so on. The entry standards of each bank are different, so the above information may not be all, depending on the requirements of the bank. Work or income proof is very important.

According to the comprehensive score of the information submitted by the applicant, the bank decides whether to approve the card application and the amount of the card application. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record and so on. A score segment corresponds to a result, from not approving cards to approving cards, from low amount to high amount.

After submitting the form or online application, you can enter your ID number in the bank official website to check the application progress. The result is usually rejection or approval. After the approval, most cards will be mailed to your address, and you can use them after receiving the card activation.

In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.