The cancellation method of CITIC Bank credit card is as follows:

1. The fastest cancellation method of CITIC Credit Card is to directly apply for cancellation by calling the CITIC Bank Credit Card customer service hotline: 400-889-5558. However, it should be noted that before canceling the credit card, make sure that there is no outstanding balance in the account, and there should be no balance. Then call the credit card customer service number and transfer to manual service, and apply directly to the manual customer service to cancel the credit card.

2. You can also cancel the card at the counter of a bank outlet. You need to bring your ID card and credit card to the bank to fill out an account cancellation application. If the credit card is in arrears, you need to make up the balance and wait a few days for the bank to cancel the account. Will call to confirm before logging out.

1. How long does it take to be approved for a CITIC Bank credit card loan?

It usually takes three working days to get approved for a CITIC Bank credit card loan. The lender can receive the payment within 1 working day after the CITIC Bank card is approved.

If the loan application has not been reviewed for a long time after the lender submitted it, the lender should call the CITIC Bank credit card customer service hotline to inquire about the specific reasons. It should be noted that the lender must keep a good credit record and have no bad debts before applying for a loan.

2. What are the consequences of being three days overdue on a CITIC credit card?

There will be no impact if the CITIC credit card is overdue for three days.

CITIC Bank credit card has a three-day grace period for repayment. If the repayer has not repaid after the three-day repayment period, an overdue credit report will appear. If the repayment is in full, it is deemed to be repaid on time. If the repayment is not made in full, the repayer will not be considered overdue as long as the repayment amount exceeds the minimum repayment amount, but interest will accrue at this time.