How long does it take for an overdue credit card to be prosecuted: Whether an overdue credit card will be prosecuted depends on many factors, such as specific credit card contract terms, bank policies and local laws. Generally speaking, if a credit card is overdue for a certain period of time, the bank may take legal action. This time can be 30 days, 60 days or longer, depending on the credit card contract.

The meaning of a credit card being overdue three times in a row: Three times overdue in a row is usually considered a serious credit default. Possible consequences include but are not limited to the following:

1. Damage to credit record: Three consecutive overdue payments will cause a decline in personal credit record, which may have a negative impact on future applications for loans and other credit products.

2. High penalty interest and late payment fees: Banks may charge high penalty interest and late payment fees on overdue amounts, increasing repayment pressure.

3. Collection and legal action: The bank may take collection measures, such as phone calls, text messages, letters, etc., and may even take legal action to recover the arrears.

Summary: How long does it take for a credit card to be overdue to be prosecuted and the specific consequences of three consecutive overdue payments vary depending on various factors. It is recommended to make timely repayments to avoid overdue payments and communicate with the bank to resolve overdue issues. Maintaining a good credit history is critical to personal financial health.

Extended information: In China, credit card overdue and related legal regulations are formulated and supervised by the People's Bank of China, China Banking Regulatory Commission and other institutions. Specific conditions may vary by region and bank, and it is recommended to consult your local bank or professional institution for accurate information.