Conditions for China Construction Bank to apply for a credit card:
I. Age requirements
1. The main card applicant must be at least 18 years old and have full capacity for civil conduct;
2. The supplementary card applicant must be 16 years old.
Second, the credit record requirements
Now our credit records are all online. If you have a bad credit record in the bank, China Construction Bank can also see it. Therefore, if your credit is seriously tainted, it will definitely have a bad influence on handling credit cards. For handling credit cards, CCB will refer to your credit information in the past two years.
Bad credit records also have an impact on personal life and work. Everyone must cherish their credit status.
Third, economic requirements.
1, a stable source of income
China Construction Bank will definitely pay attention to your income when approving whether to issue you a credit card. If the income is unstable, it is generally difficult to get approval. It should be noted that if your income is very low, even if the Construction Bank grants you a card, the amount may not be very high.
2. Have certain asset certificates.
If you have proof of assets, it is very convenient to apply for a credit card. Under normal circumstances, for people who have a house and a car, the difficulty coefficient of applying for a credit card is often much lower. Relatively speaking, banks will feel that funds are relatively safe, but when reminding everyone, real estate and automobile production must be in their own names, otherwise it will be invalid.