The maximum amount you can spend is 200,000 yuan.

According to Lulin’s inquiry, many banks have no specific limit on the number of card swipes per time. As long as you spend within the available limit of your credit card, you can swipe the card as much as you want. The amount of credit card swiped is also completely determined by the cardholder's credit limit. If the amount approved by the bank is 200,000 yuan, then 200,000 yuan can be used to pay for any amount of consumption. You can only spend up to 200,000 yuan at a time. It doesn’t matter if the cardholder swipes all the credit limit at once, or he can swipe dozens, hundreds or thousands of yuan at a time. According to Article 54 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks", after the cardholder applies for the service of using the card beyond the credit limit, the card-issuing bank can only provide the service of using the card beyond the credit limit once in one billing cycle. Overlimit fees can only be charged once in a billing cycle.