The handling fee for a credit card worth RMB 10,000 is RMB 100.

Generally, credit card handling fees are charged based on 1 of the cash withdrawal amount, which means that the handling fee for withdrawing 10,000 yuan is 10,000*1=100 yuan.

Usually, when withdrawing cash with a credit card, the amount of cash withdrawal is required not to exceed 50 of the credit limit of the credit card. If the cash withdrawal amount reaches 10,000 yuan, it means that the credit limit of the credit card is at least 20,000 yuan.

Extended information:

1. Credit card cash withdrawals do not enjoy the interest-free period. Interest will be calculated at a daily interest rate of 5/10,000 from the date of cash withdrawal until it is paid off. Taking repayment after 20 days as an example, the interest to be borne by withdrawing 10,000 yuan in cash is: 10,000*0.05*20=100 yuan, which is an interest of 5 yuan per day, totaling 100 yuan for 20 days.

In addition, there are handling fees for credit card cash withdrawals. Each bank has different handling fee standards, which are generally around 1-3. Taking the Bank of Communications as an example, the handling fee for credit card cash withdrawal is 1, and the handling fee for withdrawing 10,000 yuan is 100 yuan. The total *** adds up to a fee of 200 yuan. The cash withdrawal fees are relatively high, including Everbright and Ping An, both of which are 2.5. Then, the handling fee for withdrawing 10,000 yuan is 250 yuan, and the total fee is 350 yuan.

Cardholders are advised not to use credit cards to withdraw cash without special needs. Even if you need to withdraw cash, you should choose some special cards with cheaper cash withdrawal fees. For example, Bank of Communications' Y-POWER credit card has a handling fee of RMB 5 for domestic RMB cash withdrawals. However, you must repay as soon as possible after withdrawing cash.

2. The key points of credit card risk prevention are as follows:

1. Do not trust mobile phone information easily. Confirming the source is the most important.

2. Protect the credit card password and check the amount carefully.

3. Keep the consumption signature form properly and do not throw it away at will.

4. Payment records must be supervised and account passwords must not be leaked.

5. Do not underestimate the limit management, set the payment limit first.

3. The consequences of an overdue credit card are as follows:

1. Liquidated damages, usually 5% of the minimum repayment amount and the unpaid part.

2. The interest is high, and the interest is compounded. The interest rate is very scary when the debt is large.

3. Overdue credit records will be stained, resulting in the inability to handle financial needs such as house purchases and loans within the next two years.

4. If the payment is overdue for more than 3 months, and the amount exceeds RMB 10,000, and the bank has failed to pay the debt multiple times, you will not only have to bear the repayment, but may also bear criminal liability.