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My application for a China Merchants Bank credit card has not been approved yet. What is the situation?

There is no hope of success in applying for a China Merchants Bank credit card.

If the application is unsuccessful, it may be that the materials provided are not enough. It is recommended that you provide more personal financial resources, such as an RV or a tax bill, to apply again.

Conditions for applying for China Merchants Bank Credit Card:

To apply for our main credit card, you need to be between 18 and 60 years old (overseas residents are between 25 and 60 years old). The necessary application documents are proof of identity and Proof of work.

Proof of identity: Copies of the front and back of the ID card (if it is a temporary ID card, a copy of the second-generation temporary ID card and household registration book valid for more than 3 months is required); military personnel need to provide a copy of the military ID card ;Foreigners can use their passport and residence permit or employment permit; Taiwanese can use Taiwan compatriot permit and employment permit; Hong Kong and Macao people can use return permit and employment permit/residence permit;

Employment certificate: it can be employment certificate The original work certificate issued by the unit (indicate the specific company name, department, position and income status, and stamped with the company's official seal or personnel seal), or a copy of the work permit/plate that has been verified by the promoter and marked on the original;

Proof of financial resources: It can be salary records issued by banks, income tax withholding certificates, or copies of real estate certificates/car driving licenses/bank time deposit certificates, etc. ?

Other documents available for reference include: social insurance personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.

China Merchants Bank Credit Card