For example, suppose you have two AB cards, both of which have a quota of 30,000. Then the maximum amount that these two cards can overdraw together is 30 thousand, not 60 thousand. Similarly, the maximum installment amount is 30,000.
Suppose your A card applied for 20,000 cash installments and didn't use anything else, then the available amount of this card is 10000. Then if card B is useless, the available amount is only 10000, and the maximum cash installment amount that can be applied for is10000; On the other hand, if you apply for a cash installment of 25,000 yuan for card A and spend 5,000 yuan, then the available amount of this card is 0, which leads to the available amount of card B being 0. Of course, you can't apply for cash installment.