"Instant Communication" is an instant account reminder service provided by China Guangfa Bank to its customers. The 30 yuan deducted is the annual fee for instant access.

The method for canceling monthly mobile phone information for Guangfa Bank credit cards is as follows:

1. You can call the Guangfa Bank credit card hotline 95508 to cancel the SMS reminder.

2. You can log in to the Guangfa Bank app on your mobile phone to cancel. The specific steps are as follows:

1. Open the Guangfa Bank app and click on the arrow in the upper right corner of the page.

2. Next, click Login.

3. After logging in, click Credit Card.

4. After entering the credit card page, click Message Service Customization.

5. In the page that appears subsequently, just turn off the SMS notification of mobile banking.

Note: Guangfa Bank Platinum Credit Card users can enjoy SMS reminder service for free. Customers who have not subscribed to the Guangfa SMS reminder service can also receive SMS reminders when the single consumption amount exceeds 300 yuan. This reminder is a free service.

How to apply for a credit card from Guangfa Bank:

1. Apply at the counter: Bring your valid ID card, income certificate, work certificate and other relevant materials, go to any Guangfa Bank business outlet and fill in the credit card Application form and submit relevant materials.

2. Official website application: Through the official website of GF Credit Card, click "Credit Card", select "Credit Card Application", select the card type you want to apply for on the page, fill in the relevant personal information, and submit the application.

3. WeChat public account application: Follow the "Guangfa Credit Card" public account, click on "Apply for Card. Benefits", then select "Apply for Card. Activate. Set Password", click on Apply for Card Now, and select on the page Please fill in the relevant information for the type of card you want to apply for, and then submit the application.

4. Mobile APP: Download the "Discover Wonderful" APP, select "My - Common Tools - Card Application" and follow the page prompts to apply.

Can Guangfa Bank credit card bill installment be repaid in advance?

Can Guangfa Bank credit card bill installments be repaid in advance? You only need to call Guangfa Bank’s customer service hotline 95508 or 400-830-8003 to apply for early repayment. Then just pay the remaining balance in one lump sum.

Of course, you can also apply for early repayment through Guangfa Bank’s online banking or mobile banking.

Operating environment: mobile phone Xiaomi 6XMIUI12.0.2, Guangfa Bank APPV6.6.0