1. Bank of China series credit cards and Great Wall series credit cards (except special cards): 1 RMB = 1 points; Overseas: RMB 1 = 1, USD 1/ Euro =7, JPY 14 = 1, GBP 1, AUD 1 = 5660.
2. Platinum and above credit cards (except special cards): 1 RMB = 1 points (double accumulation of Great Wall American Express private bank cards); Overseas: 1 RMB =2 cents, 1 USD/EUR = 14 cents, 14 yen =2 cents, 1 GBP =20 cents, 1 AUD =/kloc-0.
The above credit card spending is insufficient 1 yuan, and the transaction points will not be accumulated.
3. Cumulative rule of installment business: When the installment payment transactions of China Bank (Great Wall) series credit cards are deducted from the account, points will be generated according to the recorded installment amount, and the cumulative points for each 1 yuan RMB will be 1.
4. General real estate, automobile sales, wholesale transactions, public hospitals, public schools, government services, charities and public utilities do not accumulate points. At the same time, the points of domestic consumer transactions are capped during the billing period: cards with a credit limit of more than 5,000 yuan are capped at 300% of the credit limit, that is, domestic consumer transactions that have accumulated more than 300% of their credit limit during the billing period do not accumulate points; For cards with a limit of less than or equal to 5,000 yuan or zero, the accumulated points of domestic consumption transactions during the billing period will reach 1.5 million.
5. If the goods or services purchased by credit card are returned for any reason, or the money is refunded due to signing disputes or other reasons, the accumulated points at that time will be deducted.
6. In marketing activities, those who meet the rules of activities and the conditions for accumulating points shall accumulate points according to the amount of points specified in the rules of activities.
7. Special card type
(1) For every RMB 1 spent by Air China Yin Zhi Bank of China Credit Card, 1.5 points will be accumulated (of which 1 points will be automatically converted into Air China miles as the "Future Wan Li" plan, and 0.5 points will be accumulated in my trading points account).
(2) If you spend 1 yuan at any gas station in China (refueling merchants with MCC of 5 172, 554 1 5542), you can get 0.5 points.
(3) Accumulated 25 yuan RMB 1 point per consumption of Great Wall Enterprise Business Card; Financial business card and Great Wall unit card cost 1 RMB +0 points.
(4) In China (excluding Hong Kong, Macao and Taiwan), for every RMB 1.5 yuan spent on platinum card transactions, the accumulated points are 1.5, and the points of other countries and regions are doubled.
(5) The consumption of the official card of Great Wall Enterprise is USD 3 1 point.
(6) All credit cards (such as airline co-branded cards and Ctrip co-branded cards). ) has the function of automatic point redemption, and will automatically convert its consumption points (unless otherwise specified) into products or services of the corresponding cooperative institutions on the monthly billing date, and the conversion ratio shall be subject to the rules of co-branded cards; Its marketing points will not be automatically redeemed, and the redemption rules shall be subject to the publicity of the points redemption channel.
For details of the terms and conditions of the credit card transaction points reward scheme, please refer to the website of BOC Points 365.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.