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1. One-day limit refers to how much the cardholder's bank card is limited to conduct transactions every day. For example, if the daily limit of transfer is 5, yuan, no matter how many transactions are transferred by the user on the same day, the total sum of transactions cannot exceed 5, yuan. There are three ways to modify the daily limit of bank cards: the first way is to log in to the online banking of the bank to which the bank card belongs and make changes on the settings page; The second is to call the customer service on the back of the bank card and provide my ID card information and transaction password, which will be changed by the customer service; The third is to take my ID card and bank card to the bank counter.
2. The bank card limit is mainly to ensure the security of the cardholder's transaction, including the concepts of single-day limit, single-month limit, fast payment limit, etc. If the limit is modified or lowered by the cardholder himself, you can ask the bank to raise it. If the limit has reached the bank's maximum setting, you can only change the card, payment platform or trade after the limit period according to the actual limit type. Under normal circumstances, if the bank card exceeds the daily limit, it will resume normal use the next day, and users can wait until after 12 o'clock that night before using the bank card account for transactions. If the business handled by the user is urgent, at this time, you can also choose to change a bank card to handle related transfer transactions. In addition, users can also apply for bank card upgrade business at bank outlets, because there is no limit on the first-class accounts.
3. The use scope and amount of the first-class bank card are not limited, and it can deposit, withdraw, transfer, pay for consumption, purchase investment and wealth management products, and bind third-party accounts. In contrast, the second-class bank card can only make small deposits, withdrawals, transfers, consumer payments, etc., and some third-party accounts will be restricted. The cumulative limit of the second-class card is 1, yuan per day and 2, yuan per year. At present, banks can only open one type of card, and the first type of card and the second type of card can be exchanged, which can be handled at bank outlets. Therefore, in order to prevent the bank card limit from affecting our daily economic life, we can choose to use one type of card for transactions.