A complete guide to withdrawing cash from Agricultural Bank of China credit cards

With the rapid development of the domestic economy, people's income and living standards continue to improve, and consumption levels are also rising. Using credit cards for consumption has become a fashion, "with one card in hand, you can travel all over China". Having multiple credit cards and frequently “shopping” in shopping malls has become a lifestyle for many office workers. Many cardholders try their best to cash out their credit cards, but when encountering special circumstances, they have to use their credit cards to withdraw cash. In this regard, many people have suffered losses because they did not understand the reason. Taking the Agricultural Bank of China as an example below, what is the cash withdrawal limit of the Agricultural Bank of China credit card? What are the methods for withdrawing cash with Agricultural Bank of China credit card? What is the handling fee for cash withdrawal with Agricultural Bank of China credit card? How to calculate the interest on cash withdrawal with Agricultural Bank of China credit card?

1. Cash withdrawal limit for Agricultural Bank of China credit cards

1. The daily cumulative cash withdrawal limit for each card with Agricultural Bank of China credit cards shall not exceed 2,000 yuan. For cash advance at ATMs, each card The maximum limit is 5 times per day; the daily accumulation of overseas cash advances per card shall not exceed 1,000 US dollars or its equivalent in foreign currency, and the monthly accumulation shall not exceed 5,000 US dollars or its equivalent in foreign currency.

2. The cash withdrawal limit of Agricultural Bank of China’s credit card generally does not exceed 50% of the credit card limit. For details, please call Agricultural Bank of China’s customer service hotline.

2. How to withdraw cash with Agricultural Bank of China credit card

Agricultural Bank of China credit card users can use ATMs with UnionPay logo or VISA logos displayed on your credit card at home or abroad. , withdraw cash with the transaction password. You can also withdraw local currency at the counters of various Agricultural Bank of China outlets or overseas bank outlets with the logo of relevant credit card organizations or VISA and other companies.

3. Agricultural Bank of China credit card cash withdrawal fees

(1) Domestic banks: 1 of the cash withdrawal amount, with a minimum of RMB 1 per transaction

(2) Domestic banks Other banks: The amount of cash withdrawal is RMB 12, with a minimum of RMB 3 per transaction

(3) Overseas (UnionPay network): The amount of cash withdrawal is RMB 112

(4) Overseas (non-bank) Internet): 3% of the cash withdrawal amount, with a minimum of 3 US dollars per transaction (or equivalent in other foreign currencies)

IV. Agricultural Bank of China credit card cash withdrawal interest

Agricultural Bank of China charges according to the unified regulations of the People's Bank of China The expected daily annualized interest rate is 0.05%, with compound interest calculated on a monthly basis. (No interest will be calculated during the interest-free period) The interest-free repayment period is an interest-free treatment limited to consumption transactions provided to cardholders who repay in full on time. The interest-free period starts from the bank accounting date to the due repayment date, with a maximum of 56 days and a minimum of 25 days.

How to withdraw Agricultural Bank of China credit coins? Is there any way?

The Agricultural Bank of China Credit Coin has attracted many people to apply for this product since the Agricultural Bank of China. Because this virtual credit card product also has a limit, people are also very concerned about whether it can be withdrawn. So, how to withdraw Agricultural Bank of China credit coins? Is there any way to withdraw cash?

1. Withdraw money from an ATM

You can withdraw cash with the transaction password at an ATM with a UnionPay logo or a VISA logo displayed on the credit card.

2. Withdraw cash at business outlets

You can withdraw cash at the counters of various Agricultural Bank of China business outlets or overseas bank outlets with the logo of relevant credit card organizations or VISA and other companies. With this virtual credit card product, you can withdraw RMB cash within the available limit through the counter or self-service equipment of any Agricultural Bank of China branch with your credit card and payment password.

But credit card withdrawals require interest, and there is no interest-free period after you withdraw cash. Interest will be charged every day after you withdraw cash. The interest is 50,000 per day, and there is an additional handling fee of 1 yuan for withdrawing cash. The minimum handling fee is 1 yuan, and there is no cap on the handling fee.

Agricultural Bank of China Credit Coin can be withdrawn because it also has the basic functions of an ordinary credit card, so withdrawing cash is not a problem. You can withdraw cash by yourself at an ATM machine, or you can go to an Agricultural Bank of China branch to find a staff member Make a withdrawal. However, interest will be charged every day after withdrawal, and the cost will be relatively high.

Can I withdraw cash with the Agricultural Bank of China credit card?

Agricultural Bank of China credit card can be used to withdraw cash. If your credit card supports cash withdrawal and there is a withdrawal limit, you can directly go to the Agricultural Bank of China counter or ATM to withdraw cash. The bank will charge a certain amount of handling fees after withdrawing cash. and interest.

Take ATM cash withdrawals as an example: If you use an Agricultural Bank of China credit card to withdraw cash at an Agricultural Bank of China ATM, you will be charged a handling fee of 1 for the cash withdrawal amount, with a maximum charge of 100 yuan and a minimum charge of 1 yuan per transaction; if you use an Agricultural Bank of China credit card to withdraw cash elsewhere, For cash withdrawals from the bank's ATM, a handling fee of 12 yuan per withdrawal amount will be charged, with a minimum charge of 3 yuan per transaction.