Current location - Trademark Inquiry Complete Network - Overdue credit card - What does it mean to have points on a credit card?
What does it mean to have points on a credit card?

This depends on the regulations of the issuing bank of your credit card.

Points can be earned for general consumption. However, there are also some consumption categories that are not included in the scope of points consumption.

You can check the credit card website of the issuing bank of your credit card.

Take China Merchants Bank Credit Card as an example:

Merchant Category Code Merchant Category Name

1520 General Contractor - Residential and Commercial Buildings

7013 Real Estate Agency – Real Estate Brokerage

5271 Mobile Home Dealer

5511 Car and Truck Dealer – Sales, service, repair, parts and rental of new and used vehicles

5561 Sellers of travel trailers and recreational vehicles

5598 Snowmobile dealers

5599 Comprehensive operators of automobiles, aircraft and agricultural motorcycles

5013 Motor vehicle supply and retail Accessories (wholesalers)

5021 Office and business furniture (wholesalers)

5039 Wholesale of building materials not included in other codes (wholesalers)

5045 Computers , Computer peripherals (wholesalers)

5046 Commercial equipment not included in other codes (wholesalers)

5051 Metal product service providers and companies (wholesalers)

5065 Electrical parts and equipment (wholesaler)

5072 Hardware equipment and supplies (wholesaler)

5111 Stationery, office supplies, copy paper and writing paper (wholesaler)

5137 Uniforms and Clothing for Men, Women and Children (Wholesalers)

5998 Other Wholesalers

6012 Financial Institutions - Goods and Services

7299 Personal services not included in other codes

8062 Public hospitals

8211 Primary and secondary schools (public)

8220 General colleges and universities (public)

< p>8398 Charitable and social service organizations

8399 Non-profit services

8651 Political organizations (government agencies)

9211 Court fees, including alimony and Child support

9222 Fines

9223 Bail

9311 Taxes

9399 Government services not included in other codes (Social Security Services, mandatory by the state)

9400 embassy and consulate fees

No points will be accumulated when the above consumption occurs.

Except for these purchases that do not have points, all other purchases have points. I hope my answer can help you!