It’s true. The ICBC credit card has been frozen and I can only repay at the counter. A frozen credit card can be unfrozen under certain conditions. Please call the Credit Card Customer Service Center to handle it.
1. The credit card is frozen due to overdue credit card: The overdue amount should be repaid as soon as possible. After paying off the credit card balance, the cardholder can call the bank's credit card customer service center to explain the situation. Generally, the bank It will be unfrozen. After this, the cardholder must repay every installment on time and not cause overdue payments again, because overdue credit cards will be included in the personal credit system. Too many overdue times will affect future loan applications.
2. Credit card freezing due to credit card cash-out: It depends on the circumstances. If the cash-out is not a subjective cash-out, but a cash-out that the bank mistakenly believes, the cardholder can call the bank's credit card customer service center to explain the situation and apply. Unfreeze credit card.
3. The credit card is frozen due to credit card fraud: Generally, the bank will unfreeze the card after the fraud incident is resolved.
:
1. ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card; according to ICBC The brands of bank credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony Express Card; according to the credit level, they are divided into: platinum card, gold card and ordinary card; according to the issuing objects, they are divided into business cards and personal cards, of which personal cards are divided into Main card and secondary card.
2. The Peony quasi-credit card is issued by the Industrial and Commercial Bank of China. Cardholders are required to deposit a certain amount of reserve fund. When the reserve account balance is insufficient for payment, they can be overdrafted within the prescribed credit limit. Quasi-credit card. The Peony quasi-credit card can be used for settlement in RMB at UnionPay acceptance points in China, Hong Kong, China, Macau, Thailand, South Korea, Singapore and other countries, and has functions such as transfer settlement, cash deposits and withdrawals, and credit consumption. This Peony quasi-credit card is a quasi-credit card with Chinese characteristics. There is no precedent in other countries in the world. The emergence of this quasi-credit card is a reflection of China's imperfect credit system. Peony quasi-credit card has been discontinued. Peony credit cards and Peony international credit cards that truly meet the needs of the public are the direction of development.
3. The credit cards issued by the Industrial and Commercial Bank of China are uniformly named Peony Card. According to the specific purpose, they are: according to the brand, they are divided into Peony UnionPay card, Peony Visa card, Peony MasterCard, Peony Express card, Peony JCB card and other brand cards. According to the objects of issuance, they are divided into corporate (business) cards and personal cards. Personal cards are divided into main cards, supplementary cards, and supplementary cards attached to the main card (supplementary card). According to the repayment responsibility, it can also be divided into corporate responsibility business cards, corporate responsibility personal cards, and personal responsibility personal cards. According to the credit level, it is divided into platinum card, gold card and ordinary card. According to the account currency, it is divided into RMB card, dual-currency card and multi-currency card. According to whether they are co-branded (identified), they are divided into co-branded (identified) cards and non-joint-branded (identified) cards. According to the information carrier, they are divided into magnetic stripe cards, chip cards and magnetic stripe chip composite cards.