Credit card limit of each bank
China Construction Bank: The account payment limit set by China Construction Bank is: daily cumulative payment limit 1 1,000 yuan. The limit of Alipay credit card special merchants is a single transaction, with a daily cumulative limit of 5,000 yuan. Ping An Bank: The single amount of credit card shall not exceed 65,438 yuan+0,000 yuan. If you need to spend a large bill, call customer service two hours before checkout and ask the bank to open a large bill, otherwise you can only swipe your card for multiple checkout. ICBC: The overdraft consumption of Peony Credit Card cannot exceed 20,000 yuan. Specific to the branch or POS machine settings shall prevail. Alipay's fast payment limit is 1 1,000 yuan per card. Bank of China: Great Wall Credit Card has no single consumption amount, but the cash withdrawal amount is 5000. The online consumption amount can be set free of charge and can be realized by remittance.
How to deal with the credit card limit
Self-service limit adjustment only needs to log in to the credit card online banking, and the limit of the main card and the independent secondary card can be adjusted. Call the credit card customer service hotline to apply for credit limit adjustment. When prompted, the limit adjustment of the independent secondary card must be applied by the main card holder. If it is caused by freezing, after the credit card is frozen, you need to contact the bank to request unfreezing. If the bank agrees to unfreeze, you still need to reactivate the card according to the original card opening process.
Finally, it is very helpful for consumers to restrict banks and accounts, because many people don't know when they spend, and they always overspend and spend in advance, which will bring unnecessary trouble to themselves. By limiting the amount of accounts, they can help consumers avoid overspending.