Everbright Bank was locked after 12 months. Why Everbright Bank Card is Locked: Everbright Bank Card is locked for many reasons. Usually, there are the following reasons: 1, continuous wrong password input. 2. The card status is abnormally locked (overdue repayment, etc.). ) .3. Risk transaction: suspicious cash. 4. Property is frozen. Generally speaking, locking the wrong password is the most common situation. If we enter the wrong password and get locked, the cartoon will usually return to normal automatically the next day. However, if the card is locked for other reasons, the first method is to call the customer service hotline of China Everbright Bank and ask the customer service of the bank how to solve the problem. In the second method, after the card is locked, you can directly go to China Everbright Bank with your credit card and ID card to inquire about the situation, and then handle the credit card unlocking business. In the third way, you can actually call the phone behind the credit card and apply for unlocking.
Everbright bank card is locked. How to unlock it?
The unlocking method of China Everbright Bank's locked credit card is as follows:
1. The credit card transaction password of China Everbright Bank was locked after three consecutive incorrect entries, and it was automatically unlocked the next day.
2. You can bring your ID card and bank card to the bank counter to unlock the credit card of China Everbright Bank.
3. Call the customer service number of the credit card on the back of the card to apply for unlocking the credit card.
For the bank card of China Everbright Bank, if the number of login password errors exceeds the maximum number allowed by the system, the password will be locked. You need to bring the same valid ID card, CITIC card or passbook as when opening an account, and go through the relevant formalities at the bank.
/kloc-most of the online banking of 0/6 banks have the function of locking the password input error, but the locking period is different.
Industrial and Commercial Bank of China, Bank of China, Shanghai Pudong Development Bank, Industrial Bank, Bank of Communications, China Guangfa Bank, China Everbright Bank, Shenzhen Development Bank, Shanghai Bank, CITIC Industry and Bank of Beijing clearly indicated the number of input errors and the lock-up period.
Card locking time after the number of incorrect passwords entered by different banks reaches the limit:
ICBC: When the personal online banking login password and payment password fail to be verified three times in a row on the same day, the bank will temporarily freeze the online banking transaction qualification on that day and automatically unfreeze it the next day; When the cumulative 10 verification fails, the bank will freeze the online banking transaction qualification, and the user needs to bring a valid ID card and online banking registration card to the counter to reset the password, and the reset will take effect immediately.
Bank of China: If the password is wrong for three times in a row, the user will be locked for 24 hours.
PUFA: Unable to log in within 15 minutes after three password errors. The more mistakes there are, the longer you can't log in.
Xingye: After six incorrect password entries, the online account was locked. I need to hold my ID card and any registered account under this customer number to unlock it at the business outlets of Industrial Bank.
Bank of Communications: If you enter the wrong password three times in a row, the system will lock the account and you can't log in to online banking. You need to go to the local outlet to unlock it.
Guangfa: If you enter the wrong password three times in a row, the system will suspend the login of this account; If you enter the wrong number ten times in a row, the system will freeze the account. If it is necessary to unfreeze, the customer must go to the local outlet for unfreezing procedures and reactivate the account.
Everbright: The number of password errors is limited. Exceeded times, the customer can't log in again for two hours.
SDB: If the user enters the wrong password more than three times when logging in, the system will cut off the contact between the user and the host, and the user must wait 10 minutes before logging in again.
Bank of Shanghai: If the password is entered incorrectly for three consecutive times, the system will temporarily freeze the account to log in to online banking, and the user can log in again the next day.
China CITIC Bank: The number of incorrect login password exceeds the maximum number allowed by the system, and the password will be locked. You need to bring the same valid ID card and CITIC card or passbook as when opening an account, and go through the relevant formalities at the bank.
Bank of Beijing: Incorrect password input for more than 3 consecutive times, the account was temporarily frozen on the same day and automatically unfrozen the next day.
What should I do if the credit card of China Everbright Bank is frozen? Here are three remedies.
There are many reasons why the credit card of China Everbright Bank is frozen, but the most common ones are as follows:
1. Suspected cashing leads to freezing.
If pos machines are frequently used for large consumption, or large amounts of cash are frequently withdrawn, etc. , causing UnionPay to doubt your credit, UnionPay will inform the bank that your account is suspected of cashing out. Credit cards will be frozen on suspicion of cashing out.
2. Repeated overdue repayment
If the repayment is overdue for many times, the bank will think that you are unable to repay and freeze your credit card. At this time, you pay in full, call customer service and ask for thawing. In this way, the amount may be reduced, but if the overdue times are not many, the general customer service will unfreeze.
3. The property is frozen.
If the property is frozen or confiscated for various reasons, the credit card will also be frozen. This kind of situation is rare, so this kind of person will point fingers. Solve your lawsuit before you consider unfreezing your credit card!
Everbright credit card has been frozen, so don't panic. First, confirm the reason why your credit card is frozen. As long as it is not maliciously overdue, there will always be remedial measures:
1、
If the credit card is frozen due to overdue credit card, the overdue amount should be returned as soon as possible. After paying off the credit card debt, the cardholder can call the bank credit card customer service center to explain that the bank will unfreeze under normal circumstances. After that, the cardholder should repay the loan on time, and don't overdue it again, because overdue credit cards will be included in the personal credit information system, and too many overdue times will affect future loan applications.
2、
The credit card was frozen because it was cashed out. Depending on the situation, if it is not a subjective cashing, but the bank mistakenly thinks it is cashing, the cardholder can call the bank's credit card customer service center to explain the situation and apply for credit card unfreezing.
3、
The credit card was frozen because it was stolen. Generally, after the stolen credit card is processed, the bank will unfreeze it.
How to unfreeze the credit card deactivation of China Everbright Bank?
Need to go to the bank to apply for thawing, overdue will affect personal credit.
If the repayment is overdue and frozen, it is necessary to return the repayment as soon as possible; If it is because illegal cash is frozen, there is basically no possibility of thawing; If it is frozen for other reasons, you can call customer service directly for manual feedback verification. If the situation is not serious, the credit card will be naturally thawed after the bank handles it.
The credit card was frozen because it was stolen. Generally, after the stolen credit card is processed, the issuing bank will unfreeze it.
Extended data:
At present, there are six main situations that lead to bad personal credit records:
1, the annual fee generated by "Sleep Credit Card", if not paid, will generate a negative credit record;
2. Credit card overdrafts and mortgage loans are not repaid on time;
3. If the loan interest rate increases, the "monthly payment" or installment will still be paid according to the original amount, resulting in overdue interest;
4. When providing a guarantee for a third party, the third party fails to repay the loan on time;
5. The mobile phone number was stopped, and the relevant formalities were not handled. If the monthly fee is overdue, it will also be written into a bad record;
6. Being fraudulently used by others to create credit card arrears records.