The minimum amount of free installment payment for the third, sixth, ninth and 12 installments of Minsheng Bank Credit Card is RMB 600 yuan (or equivalent foreign currency). Cardholders can apply by logging into Minsheng personal online bank, editing short messages or calling the 24-hour customer service hotline 400; The minimum amount of a single transaction applying for 18/24 installment payment is RMB 5,000 (or equivalent foreign currency). Cardholders can log in to Minsheng Personal Online Bank, edit short messages or call the 24-hour customer service hotline 400 to apply.

It can also be divided into multiple billing installments: the cardholder can handle the billing installment business from the day after the current billing date to the two days before the final repayment date (before the deadline 17: 00).

The minimum amount for applying for bill installment is 600 yuan RMB (or equivalent foreign currency), and the maximum amount is the outstanding bill consumption balance on the day before the application date (namely "consumption balance as of yesterday" in the online banking bill installment application interface), and cannot exceed 90% of the outstanding bill balance ("outstanding bill balance as of yesterday" in the online banking bill installment application interface).