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Construction bank law
There are two main ways to use CCB in China:
1. Withdraw cash by ATM, which can be CCB or other banks.
2. When withdrawing money at the bank counter, the bank staff will help the user fill in the relevant documents and complete the withdrawal.
Cash withdrawal, Chinese vocabulary, pinyin tíxiàn, withdrawal of cash from bank accounts, mostly used for daily reserve funds of enterprises.
Cash withdrawal means that enterprises, organs, institutions or other economic organizations withdraw cash from banks and distribute it to non-independent internal units or staff for travel expenses, sporadic purchases and sporadic expenditures.
How to withdraw money from a credit card to Alipay How to withdraw money from Alipay with a credit card?
1. Credit cards cannot be withdrawn directly to Alipay, but users can withdraw cash to their peers' savings cards.
2. Taking CCB credit card as an example, the specific process of Alipay cash withdrawal is as follows: users bring their ID cards, credit cards and CCB savings cards to the nearest CCB business outlets or ATM machines to withdraw cash. After the withdrawal is successful, the user will deposit the funds into the savings card of CCB. Open Alipay mobile client.
3. Click "Balance" in "My". After entering, click "Recharge". Enter the transfer amount and click "Next". Choose this CCB savings card as the payment method. If there is no binding in Alipay, you need to bind the savings card to Alipay. Click "Pay Now".
How to take out the extra money from CCB's credit card?
It takes a certain handling fee to withdraw the overpaid money from CCB credit card. If the credit card overpays, it is overpayment, and the overpayment in the credit card does not generate interest. If you want to extract the overpaid part, you can extract it through CCB outlets or self-service terminals.
1. Inter-bank withdrawals in the same city and different places within the CCB system are free.
2. When using CCB credit card to withdraw RMB from ATMs in different places in China or ATMs with UnionPay logo or CCB outlets, the withdrawal fee will be charged at 0.5% of the withdrawal amount, with the lowest RMB in 2 yuan and the highest RMB in 50 yuan.
3. Withdraw the local currency at the overseas bank acceptance outlets marked with VISA or MasterCard, and withdraw the local currency at the ATMs marked with [PLUS] or [CIRRUS], and pay the withdrawal handling fee of 3% of the withdrawal amount with a minimum of $3.
4. When withdrawing local currency from overseas ATMs marked with "UnionPay", the withdrawal fee shall be paid at the rate of "1% (currently 0.5%) of the cash withdrawal amount in 2 yuan, of which the lowest part calculated at the rate of 1% (currently 0.5%) is 2 yuan RMB and the highest is 50 yuan RMB.
I accidentally put the money into the CCB credit card. How can we get it out?
The funds deposited in CCB's credit card will be repaid in full first, and if there are any remaining funds, it will be the overpayment of the credit card. In addition to priority consumption, customers can also use it in the following ways:
1. RMB overpayment: RMB overpayment can be transferred to my savings account or other credit cards through the "credit card-cash transfer" function of mobile banking and personal online banking, as well as the counter of outlets and self-service equipment, and the overpaid funds will be transferred to the bank's account in the same city without handling fees; Cardholders can also withdraw the overpaid part through CCB outlets or self-service equipment, and local banks are exempt from handling fees. (Note: Longka e-payment card has no physical card, so you can withdraw cash from the main account of the credit card in a non-contact way through "Longka China UnionPay Express" at the ATM marked with UnionPay "Flash Payment" sign).
2. Overpayment: After dialing 95533, press the # key, and then select "3 Credit Card Service" in turn according to the voice prompt, and refund the overpayment to the savings card through manual service.
(In case of business changes, please refer to the actual situation. )
How to withdraw cash from construction credit card to bank card?
CCB can operate through bank counters or ATM machines. At present, mobile banking cannot withdraw cash for the time being. Generally, the maximum withdrawal amount can only be 50% of the credit limit, and the maximum withdrawal amount per card can only be 5000 yuan per day.
Credit card withdrawal is different from credit card withdrawal. Cash withdrawal by credit card is one of the inherent functions of credit card itself. Cardholders can withdraw cash from the bank by credit card. Credit card withdrawal mainly includes overdraft withdrawal and overpayment withdrawal. You need to pay interest for overdraft cash withdrawal, and the interest will be calculated from the day you withdraw cash, while the overpayment cash withdrawal does not require interest, only a part of the handling fee, depending on the bank's regulations.
It should be noted that all the bank cards under the Visa International Credit Card Organization are marked VISAEECRON INTERLINK VISA Plusvisascard, in which VisaVisa's credit card can be cashed, ElecronVisa's debit card can be cashed, but not overdrawn, and PlusVisa's withdrawal card can only be cashed, but not overdrawn.
At present, if there is a UnionPay logo on the credit card, it means that the card has joined the China UnionPay organization, and the cardholder can withdraw cash from any ATM with the UnionPay logo.
Outside China, besides Hong Kong, Macao and Taiwan, there are still many countries whose UnionPay system has not been popularized, so most of them need to take the international card organization channel to withdraw cash abroad. It depends on whether you have an international card. An international card can be easily distinguished by looking at whether there are LOGO of credit card organizations such as Visa or Master besides UnionPay.
The overdraft withdrawal amount is set according to the cardholder's use of the card, and the maximum is not more than 50% of the cardholder's credit limit. The daily limit of ATM withdrawal is 2000 per person per card. In addition to the withdrawal fee, domestic and foreign overdraft withdrawals must also pay interest, and some banks can enjoy interest-free treatment.
Overpayment cash withdrawal refers to the cardholder's withdrawal of the funds or overpayments stored in the card when repaying. Overpayment can automatically increase the available amount of the main card, but does not increase the available amount of the auxiliary card. If it is necessary to increase the available amount of supplementary cards, cardholders should call the bank telephone service hotline to apply.
Credit card cash withdrawal mainly includes overdraft cash withdrawal and overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by banks to help cardholders flexibly allocate funds when they are in urgent need.
Overpayment cash withdrawal refers to the overpayment by credit card customers or the funds deposited in credit card accounts, and it takes some formalities to withdraw the overpayment. This amount can increase the available credit limit of the cardholder's credit card, or be directly used for consumer repayment. If the credit card has overpayment, the overpayment shall be deducted first, and then the credit line shall be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft.
So much for the introduction of how to withdraw cash from CCB credit cards.