The bill date for ICBC credit cards is uniformly the 1st of each month; the repayment date for ICBC credit cards is before the 25th of the next month.

1. ICBC credit card repayment date:

ICBC credit card repayment date and statement date are fixed.

The bill date for all ICBC credit cards is the end of the month, which is the last day of the natural month. For example, the bill date in March is March 31, and the bill date in April is April 3. Ten days. The repayment date for ICBC credit cards is the 25th of the next month. In other words, your consumption amount for the current month must be repaid before the 25th of the next month.

2. Billing date and maximum interest-free period

Pay with your card on the first of every month. In that case, your interest-free repayment period will be 31 days in the current month and 25 days in the next month. One day is 56 days.

All ICBC credit card repayment dates and statement dates are the same.

Card usage policy

No annual fee policy: Swipe the card 5 times for the Standard Gold Card to waive the annual fee for the following year.

Cash withdrawal handling fee: There is no handling fee at local teller machines.

Multiple account management: independent quota, independent billing day, and independent repayment.

Online payment: You need to go to the bank counter to activate it first.

Instalment business: Supports interest-free installments (3, 6, and 12 installments) from specific merchants. After spending more than 600 yuan in RMB, 600 Hong Kong dollars, 100 US dollars, and 100 euros, you can apply for free installments (3, 6, 9, 12, 18, 24 installments) by phone. Each installment will have different procedures depending on the number of installments. fee.

Billing date: The 1st of each month is the billing day and cannot be changed.

Card categories: regular card (limit of 0-20,000 yuan), gold card (limit of 10,000-50,000 yuan), platinum card (limit of more than 50,000 yuan).