Current location - Trademark Inquiry Complete Network - Overdue credit card - Is it valid without the borrower's signature on the collection notice?
Is it valid without the borrower's signature on the collection notice?
Legal analysis: If it is a reminder by mail, or if there is evidence that it has been signed, it will have legal effect if it is not signed.

Legal basis: Measures for the Supervision and Administration of Credit Card Business of Commercial Banks Article 66 A card-issuing bank shall establish a credit card arrears collection management system, standardize credit card collection strategies, authorities, processes and methods, and effectively control business risks. The issuing bank shall not adopt a single assessment method based on the amount of arrears recovered for the collection personnel.