What is the initial credit limit of CCB credit card?
As one of the four state-owned banks, China Construction Bank ranks among the best in credit card circulation, and many cardholders are attracted by CCB for the first time. Today, I will tell you in detail what is the initial credit limit of CCB and what card-using skills you need to pay attention to in order to obtain a high credit limit. In recent years, the number of credit cards issued by CCB has continued to rise. According to the performance report for the first half of 20 17, the number of credit cards issued by CCB has exceeded 1 100 million. Such a large number of credit cards also reflects that the application threshold of CCB credit cards will not be too harsh. Therefore, as long as you have the following basic conditions for applying for a credit card, you have a great chance to successfully apply for a card. 1, aged between 18 and 60 years old, with independent civil capacity; 2. Have a stable job and income, and provide proof documents stamped with the official seal of the company; 3. Personal credit information is good, and there are no bad credit behaviors such as overdue credit cards, cashing out credit cards and loans overdue. It should be reminded that if additional financial proof can be provided, it will help banks to issue high-value credit cards. In other words, if you only have the basic conditions to apply for a credit card, you can only choose CCB Puka to apply. If you want to apply for gold and platinum cards, you must have strong asset strength. For the initial credit line of CCB, the final credit line issued by CCB shall prevail. If you want to apply for a CCB credit card with a high initial credit limit, you should also pay attention to filling in the application materials to see if you have the conditions for a high credit limit. 1. Economic ability: People with detailed personal income certificates, stable income and long-term income growth prospects will get higher ratings. 2. Technical title and working status: Technical title is a strong proof of the applicant's working ability, and employees in industries with high stability can get extra points. 3. Personal housing: owning personal housing can also show that individuals have a certain economic foundation and can get extra points. 4. Marital status: Married people will be more stable and more favored by banks than single people. 5. Education: at least junior college or above, and graduate students or above will be rated higher. In a word, the applicant is the decisive factor of CCB's initial credit line. If you want to get a high credit limit, you have to start with your own credit conditions and gradually improve them. If you encounter a low quota, don't rush to cancel the card. You can apply for a credit card increase for regular consumption.