Current location - Trademark Inquiry Complete Network - Overdue credit card - How to solve the problem that China Merchants Credit Card is controlled by the wind?
How to solve the problem that China Merchants Credit Card is controlled by the wind?
You can do this in the following ways:

1. If the account is abnormal due to wind control, you can contact the bank and communicate with the bank to modify the account password, and usually you can cancel the wind control;

2. Cross-regional or consumption abroad transactions lead to the risk of being controlled by the wind. After the bank contacts you to confirm that it is its own transaction, it can be unsealed;

3. Frequent mass consumption is controlled by the wind. Generally, you will be required to provide consumer invoices and POS paper purchase orders to customer service. After confirming that it is my consumption rather than illegal operations such as money laundering, the seal can be unsealed.

The meaning of risk control:

1. Risk control refers to risk control, so bank card risk control refers to the risks in the card, such as overdue and malicious withdrawal, which will be subject to bank risk control. Once the bank card is controlled by the wind, some businesses will be suspended, such as non-counter business, and the card will be frozen directly, and nothing can be done.

2. Bank card risk control is a measure to manage bank cards, because users spend too much or their accounts are suspected of breaking the law. Banks take various measures and methods to eliminate or reduce the possibility of risk events and reduce the possible losses when risk events occur. In fact, bank card risk control is the risk that banks control bank cards. Bank cards generally protect user accounts through the risk control management system to avoid unexpected financial losses. This is a risk monitoring method. If the bank's risk control system automatically captures the abnormal situation of the bank card, the account will be frozen, the bank account will be controlled by the wind, and the bank card and credit card of the same bank will also be affected.

3. For example, when the amount of bank card funds is too large, the bank will conduct risk monitoring. If the tracking feedback results show that there is no violation of laws and regulations, the risk control will be released. When the bank card is controlled by the wind, you should first communicate with the bank and ask the staff why the bank card is controlled by the wind. If it is an account controlled by the bank because of illegal operations such as illegal attacks by non-users, the bank will unlock the bank card user after finding out and verifying the relevant situation, and the user can modify the account password.

Users can also try to use bank cards and credit cards frequently in large supermarkets to prove that they are normal users. At the same time, they should pay attention to the credit card quota, not too low or too high, and increase the number of credit cards accordingly. Of course, if you only carry out normal business operations such as transfer and remittance, you don't need to worry too much about the risk control of bank cards.