Whether it is safe or not depends on your personal usage habits. Don't get on the mobile phone or computer, don't click on some unhealthy and tempting web pages, and don't install software of unknown origin. Do not plug the usb port into the USB port. If you can do this, you don't need to install these anti-virus software. Just like everyday life. Of course it's safe not to mess around

I have used Alipay to bind my mobile phone and bank card for four or five years, and there has been no problem. I think it is safe.