Jiangsu Rural Credit Bank's credit card needs to be written off. If it's a debit card, it doesn't have to be written off, because when the annual fee is deducted, if you have no money in your card, it will be automatically written off.

Bank is a legally established financial institution engaged in monetary credit business, which is the product of the development of commodity monetary economy to a certain stage. Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, franchise institutions, investment banks and the World Bank, and their responsibilities are different.

a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit.

it is in the form of a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

Jiangsu is one of the cradles of China's ancient civilization, with four multi-cultures and regional features: Wu, Jinling, Huaiyang and Zhongyuan, and * * * has 13 national historical and cultural cities.