Legal analysis: Whether it is possible to coordinate the prosecution of credit card arrears to the court depends on the situation:

1. If the court has accepted the case, it is naturally difficult to negotiate, and the customer can only repay the arrears in time according to the judgment result after the court judgment comes out;

2. After the credit card is sued by the bank for overdue payment, as long as it has not been accepted by the court, the customer can take the initiative to contact the customer service of the issuing bank for negotiation;

3. If the customer refuses to repay the loan after the court's judgment, it is very likely that he will be included in the list of untrustworthy people by the court and become an executor of dishonesty.

Legal basis: Article 196 of the Criminal Law of the People's Republic of China commits credit card fraud, and if the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan. If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5, yuan but not more than 5, yuan. If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan or confiscated property.