The so-called American Express Black Card is a debit card. There is no credit limit in the card, and the cardholder must repay in full after spending. American Express is a card organization in the United States. Since China prohibits foreign card organizations from issuing debit cards independently in China, American Express cooperates with ICBC, China Merchants Bank and Minsheng Bank to issue them in the form of credit cards. So what are the requirements for applying for American Express Black Card? American Express Black Card Application Conditions First of all, American Express Black Card does not accept users' active application, but adopts the invitation system, and only invited customers can apply for American Express Black Card. In addition, because China prohibits foreign card organizations from issuing debit cards independently in China, American Express has issued black cards for ICBC, China Merchants Bank and Minsheng Bank. Among them, ICBC requires an average annual daily deposit of more than 6,543.8 billion yuan, and China Merchants Bank requires an average annual daily deposit of more than 20 million yuan. The above is the introduction of American Express Black Card. I hope it helps. It is worth noting that the black cards issued by American Express and Bank of China cannot be applied if they meet the requirements, and they can only be processed at the invitation of the bank.