Hello, the main differences are the following two points: 1. The loan limit is different: the maximum withdrawal limit for credit card cash withdrawal is 50% of the limit, and each card can only withdraw 2,000 per day. The borrowing limit for cash advance is close to 80% of the credit limit. Some banks will temporarily increase the limit for the cardholder, and then lend a certain proportion of cash to the credit limit, which is equivalent to 100% of the original credit limit.

2. Different charges: Another advantage of cash advance business is "interest-free" and "interest-free". After a credit card cash withdrawal, the bank will charge interest and handling fees at a daily interest rate of 0.05%; and after a credit card cash advance, the cardholder only needs to pay an installment handling fee, which is similar to the installment handling fee for credit card installment shopping business.

This answer is provided by Youqianhua. "Youqianhua" is a credit service brand under Duxiaoman Finance (formerly Baidu Finance). It provides personal consumer credit services to the public and creates an innovative consumer credit model. . Baidu artificial intelligence and big data risk control technology are used to provide users with convenient, fast and secure Internet credit services, which have the characteristics of simple application, fast approval, high quota, fast disbursement and strong security. Youqianhua's service is purely online application, no mortgage is required, the application materials are simple, the fastest is 30 seconds for approval, and the fastest is 3 minutes for loan. You can repay in advance, restore the limit after repayment, and borrow money on a recurring basis. Click below on the mobile phone to measure the amount immediately. The maximum loan amount you can borrow is 200,000