1. Will China Merchants Credit Card with a value of up to 2, yuan be prosecuted if it is overdue and repays 4, yuan every month?

2.a. It is impossible to determine the specific prosecution standards and procedures of China Merchants Bank. Generally speaking, banks usually take a variety of ways to recover the arrears, including telephone collection, letter notification, and entrusting a third party agency. If the overdue situation is serious and persistent, the bank may consider taking legal measures to solve it.

B. China Merchants Bank may choose to sue overdue customers to protect their rights and interests. However, whether to prosecute or not depends on many factors, such as the amount owed, the length of overdue, the customer's credit history, and the willingness to repay.

C. Banks generally need to provide sufficient evidence to sue overdue customers, and conduct mediation or trial according to legal procedures.

3. Summary: Whether China Merchants Bank will be sued depends on the specific decision of China Merchants Bank if its credit card is overdue for more than 2, yuan and repays 4, yuan every month. Generally speaking, however, customers with serious and persistent overdue may face the risk of prosecution.

4.

Extended information: If the credit card is overdue, it is recommended to get in touch with China Merchants Bank as soon as possible to communicate the repayment arrangement and try to pay the arrears on time. In addition, consulting a professional legal person or financial adviser may be helpful to understand personal rights and interests and the countermeasures. The best way is to abide by the repayment obligation in the credit card contract to avoid overdue.