Nowadays, there are more and more car owners. Whether it is for travel or business needs, high-speed transportation has become a part of daily life and work for many people. In order to make transportation more convenient and fast, the ETC expressway non-stop toll collection system is becoming more and more popular. With an ETC credit card, you can not only enjoy fast travel, but also enjoy the rights of the credit card. So, how long does it take for ETC credit card to be debited? The account of the expressway ETC management unit has been networked with the bank. When passing through the toll station, it is transmitted to the expressway management company through the toll station network. The management company then transmits the passing and toll deduction information to the bank, and the bank will Write deduction information to the signal card. Due to the communication delay between the expressway lane and the expressway networked toll center, the delay depends on the communication status of the lane. Generally, a deduction reminder will be issued within 30 days, but real-time SMS reminders for deductions are not yet available. , ETC credit card speed card charging business model is divided into two types: one is a prepaid model of stored value card and charge card, and the other is a charge card for postpaid withholding business bound to a bank account. If the payment is made through ETC credit card, the bank will make unified deductions every day, and the specific time will be different for different banks.
1. China Construction Bank If your car is equipped with OBU equipment, insert your ETC credit card into OBU and pass through the ETS channel, and the system will automatically deduct the fee. If you do not have OBU installed, or if you pass through the MTC channel, you can directly pay with the CCB ETC credit card and the money will be deducted in real time.
2. For Bank of China ETC credit card deduction, Sutong Company will send the deduction information of Sutong Card to Bank of China on a daily basis, and Bank of China will debit the credit card account bound to Sutong Card. , and notify customers via SMS.
3. Hua Xia Bank uses ETC credit card to pay highway tolls. No matter when the system deducts the payment, the repayment will be based on the credit card bill. Just pay off the credit card bill on time on the repayment date. It should be noted that many cardholders have reported that ETC deductions are inaccurate. Riders can follow the deduction details in real time through their credit cards.