The main advantage of Ping An Bank's owner's credit card is that it has high accident insurance coverage. From : on the second day after you apply for the card, you can enjoy the driver's accident insurance coverage of up to 5, yuan while other people in the same car can enjoy the driver's accident insurance coverage of up to 1, yuan each. The maximum number of people is 6, which is actually equivalent to the total accident insurance coverage of 1.1 million yuan for the whole car, which is my personal best. The second item is that you can enjoy a 28% discount when you refuel. The third is the road rescue service, which can provide you with a free road rescue service within 3 kilometers every day. If you have problems driving in China, you can call the road rescue service number to apply for a rescue service within 3 kilometers.
The disadvantage of Ping An Bank's owner credit card is that the annual fee standard is relatively high. Generally, the annual fee is 2 yuan in the first year, and it will be generated immediately after your card is activated. If you want to waive the annual fee for the following year, the consumption of the owner's credit card or the owner's all-in-one card credit account in the first year must be over 3, yuan. Therefore, Ping An Bank's owner's credit card has both advantages and disadvantages. Whether to use it or not depends on personal needs, because it was originally launched for private car owners. If you usually spend about 3, yuan a year on cars, you can still consider it if you use more cars and use a lot of oil.