Credit card consumption has become a common form of consumption, and many card friends find that the credit card limit is not enough after purchasing. At this point, the temporary credit card limit will come in handy. How long is the temporary credit line of credit card of Postal Savings Bank valid?

The temporary credit line in postal savings card is valid for 30 days, and the card will be restored to the original credit line after the expiration of the validity period. After the expiration of the temporary credit line, the part actually used in excess of the credit line will be charged an over-limit handling fee.

Postal savings bank credit card temporary limit application

Call 95580 to the 24-hour customer service hotline of the Credit Card Center of Postal Savings Bank to apply for a temporary increase in the quota.

Prompt for Temporary Credit Card Limit of Postal Savings Bank

The overspent part cannot be repaid according to the original minimum repayment amount: after the temporary limit is increased, the overspent part actually used beyond the original credit limit is included in the minimum repayment amount of the next bill. On the due date, please remember to repay the part that exceeds a fixed amount in one lump sum to avoid leaving a record of "overdue".

Temporary line cannot be applied for installment: holiday consumption is high and repayment pressure is high, which can be solved by installment. However, it is worth noting that once the temporary quota is increased, the part exceeding the fixed quota cannot be used for installment business.

Temporary quota is suitable for emergencies, but it cannot replace fixed quota. For card friends with long-term financial needs, it is best to apply for an increase in a fixed amount; At the same time, you must remember to repay in time after brushing the line, otherwise it will affect your credit history.